In a recent editorial entitled “Higher Education Bubble Will Pop,”  George Will examines higher education relative to the concepts of value vs. quality, and makes the point that the two no longer co-exist within higher education.  Truly, most students pay the money for a piece of paper, not so much the knowledge that comes with […]

According to Wikipedia, “entitlement” refers to a notion or belief that one (or oneself) is deserving of some particular reward or benefit. In a previous blog, I shared my observation that an entitlement mentality for the “bling-bling” life style has taken over the entire USA, so it seems.  Entitlement drives people to living outside of […]

Many of life’s failures are people who did not realize how close they were to success when they gave up… ~Thomas Edison   Hope Yen, of the Associated Press, reports in an article entitled A Higher Degree of Uncertainty that 1 in 2 recent college graduates is either unemployed or underemployed.  More specifically, about 1.5 […]

  “If you hang out with chickens, you’re going to cluck and if you hang out with eagles, you’re going to fly.” Steve Maraboli Power of thought cannot be underestimated!  Thought is the unquantifiable force which causes action.  When you believe something strongly and without equivocation, it has the effect of causing you to act […]

5 Drivers for Your Financial Success   Define financial success in measurable, quantifiable terms.  Financial success must be achievable.   The liberal arts definition of success is in terms of the process – as long as I am moving in the right direction.  I disagree.  Success is a destination, while moving in the right direction […]

Entitlement mentality for the “bling-bling” life style has taken over the entire USA, so it seems. Entitlement drives people to living outside of their means. Every time I pull up to a stop-light in my beat-up ten year old Honda Civic, I am certain to see a late model high-end luxury car or SUV next […]

I’ve said it before and I’ll say it again – if you don’t take care of yourself, no one will! Published today in CNN Money: Retirement scare: 60% of workers have less than $25,000 saved

I am absolutely amazed at how much time and energy is being wasted on complaining. Some complain about their job, others about not having a job. Some blame the current president for our economic problems, while others blame the previous. And the list of complaint topics just goes on, and on, and on… Maybe some […]

Ladies and Gentlemen, I’ve been saying for a while now that if you ever had any thoughts about buying some income-producing property, now is the time to do it.  Never mind that the prices are likely to continue to fall for some time still.  It appears that Warren Buffet, Donald Trump, and Robert Shiller all […]

O.K. – I know I’ve said before that I don’t care when real estate values are going to stop falling and begin to rise again. And I mean it – I don’t! Nevertheless, for those of you out there who are just itching for a better answer, I do have one. According to an story […]

On Wednesday, February 22, 2012,there was a story in my local newspaper, THE LIMA NEWS, entitled “Wapakoneta Students Play Stock Game for Congressman“. Turns out that Congressman Jim Jordan, a Republican from Urbana, Ohio, visited a high school in Wapakoneta where the senior economics class students have been participating in the “Capitol Hill Challenge”, a […]

I spent last night scouring the web in search of a good conversation to take part in. What can I say – I felt frisky…I came across quite a few conversations focused on the issue of when real estate values will finally begin a turnaround. I briefly considered taking part in one of those, but […]

I had an interesting encounter today at the gym. A young lady was on a treadmill next to mine, who had spoken to me in the past and as such was aware of my real estate and finance background, confided to me that her entire well-being and future happiness depends on her boyfriend’s ability to […]

The following is a conversation that took place online between me and a visitor to my website. I feel compelled to provide all of the Cash Flow Freedom Builders with this transcript, as what was discussed gets to the heart of financial freedom. This is the email I received:   Ben,   I listened to […]