I had an interesting encounter today at the gym. A young lady was on a treadmill next to mine, who had spoken to me in the past and as such was aware of my real estate and finance background, confided to me that her entire well-being and future happiness depends on her boyfriend’s ability to […]

The following is a conversation that took place online between me and a visitor to my website. I feel compelled to provide all of the Cash Flow Freedom Builders with this transcript, as what was discussed gets to the heart of financial freedom. This is the email I received:   Ben,   I listened to […]

Most people measure financial success in terms of having “money in the bank”.  As such, whenever most people try to accumulate wealth the entirety of their effort is comprised of hoarding cash.  Although the ability to save money and be frugal is crucial, I believe that saving money in and of itself does not work; […]

“There are only two mistakes on can make along the road to truth; not going all the way, and not starting.” Buddha There are seven unarguable truths that come to mind when I think of financial freedom.  The vision that I offer to my readers is deeply rooted in my beliefs and perspective.  It is […]

“The  only  thing  worse  than  being  blind  is  having  sight  but  no  vision.” Helen  Keller   I  am  impressed  by  the  duality  of  our  universe.    The  same  paint  on  the  wall  looks  a  different  shade  from   different  angles;  an  identical  sandwich  seems  to  taste  different  from  one  day  to  the  next  depending  on […]

The effectiveness of rental real estate as a strategy for getting out of the rat race is dependant on one factor – cash flow.  If we can buy-up houses and apartments whereby the rents coming-in are greater than the sum of all of the expenses, then the only two questions are how many of them […]

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I am impressed by the duality of our universe.  The same paint on the wall looks a different shade from different angles; an identical sandwich seems to taste different from one day to the next depending on my mood; the same song evokes totally different filling in me depending on whether I am listening to […]

Question – when going into battle, would you rather have one soldier on your side or a thousand?  Income streams are your soldiers in the battle against the cost of living and running business.  Wouldn’t it be better to have several, so that if one soldier goes down, the others will keep your agenda moving […]

… it is time to make a clear distinction about what income does and does not do. Income may or may not cover your expenses, and it may or may not leave anything for you to spend after your bills are paid. What it most certainly does not do is provide anyone with financial freedom. […]

… I operate under the principle that cash flow, more specifically passive cash flow, is the oxygen of our financial existence.  I do not need assets to pay for food, medical, and my kid’s college bills.  What I need is cash flow!  Net worth without cash flow is like lungs without air – it’s there, […]

I have come to realize that the tax code is how our government communicates with the citizens.  We live in a free society in which our politicians can not arbitrarily tell us what to do and how to make money.  However, it is completely understandable that the government would want to try enticing us to […]

… In direct opposition to the idea that you have to be employed in order to earn income, is the notion of passive income.  The concept of earning income without work is quite difficult for most of us to comprehend since we’ve all been conditioned by our parents and teachers that we must “work hard” […]